1. Service Overview
Ferns & Frost Tours acts as a facilitator connecting patients with hospitals, clinics, and
wellness centers in India. We assist with travel arrangements, accommodation, and coordination
but do not provide medical advice or services directly.
2. Medical Advice and Procedure
All medical decisions, treatments, and procedures are determining solely by the doctors and
hospitals. Ferns & Frost Tours is not liable for medical outcomes, complications, or negligence
by healthcare providers.
3. Payments and Refund Policy
Payment terms for medical packages will be provided at the time of booking. Deposits may be
required to secure appointment slots. Refunds for cancellations are subject to the policies of
the respective hospitals and travel providers.
4. Travel and Documentation
It is the client's responsibility to possess valid passports, medical visas, and any other
necessary travel documents. We will provide guidance, but the final responsibility lies with the
traveler.
5. Personal Information
We collect necessary medical and personal information to facilitate your treatment. This data is
shared strictly with the relevant healthcare providers for your assessment and care.
6. Liability Exclusion
Ferns & Frost Tours is not responsible for any personal injury, loss, delay, or damage arising
from the acts or omissions of any third-party providers (airlines, hotels, hospitals, transport
services).
7. Insurance
We strongly recommend robust medical travel insurance that covers complications, trip
cancellations, and medical repatriation.
8. Governing Law
These terms are governed by the laws of New Zealand.